Good News for Indian WhatsApp Users, the arrival of WhatsApp Payment

Today is the age of science, we do not know how long we have been listening to it. However, this fact is also true as we depend on it to a large extent. No doubt that in today’s time, we depend on technology to a great extent, every person recourse to technology for their little work. Digital payment is one of them.

Digital payment is a way of payment that is made through digital modes. In digital payments, payer and payee both use digital modes to send and receive money. It is also called electronic payment.

Digital payments have risen as an essential tool for encouraging financial inclusion because it lowers the cost of providing financial services to poor people and increases the safety and convenience of using savings, payments, and insurance products.

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Application developers also understanding the need for it and are Introducing many payment apps. And recently, WhatsApp too has given one good news to its Indian users, realizing the need for payment, now that they too can use the digital payment feature through WhatsApp.

Everyone is using WhatsApp to stay in touch with friends, family, and colleagues. The same instant messaging app, owned by Facebook, now has the digital payment option as well. It is called WhatsApp Pay. This works with UPI, which means users can link it with their bank account and start making payments.

WhatsApp: How to add your bank account?

Users can send and receive money after they’ve added their bank account to WhatsApp.

To add your bank account:

An active account at an Indian bank that supports UPI (Unified Payment Interface). The primary phone number associated with this bank account must match the phone number of your WhatsApp account.


  • Tap More options > Settings > Payments > Add new account.
  • Tap Accept and Continue to accept our Payments Terms and Privacy Policy.
  • From the list of banks, tap the name of your bank.
  • Tap Verify via SMS > Allow. If WhatsApp already has permission to make and manage phone calls, you won’t need to grant permission.
  • Tap the bank account you want to add to send and receive payments with WhatsApp.
  • Tap Done.


  • To send money, the user will also need to verify the last 6 digits of your debit card and the expiration date.
  • The user will only have to accept the Payments Terms and Privacy Policy during your initial bank set up.
  • If the user doesn’t see his bank listed, it may not be supported.

WhatsApp payments use UPI and support most major banks. The phone number associated with your WhatsApp account is used to identify your bank account information to enable payments. 

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